Independent Community Bankers of America has partnered with whatsmyscore.org


Nicer Furniture
Establishing a responsible credit history now is key to securing all those things you’ve dreamed about in the future. Even right out of college, you’ll be glad you have a good credit score and credit history when it’s time to get furniture from a store instead of a street corner. Creditors, lenders, employers, and landlords can all use your score to determine whether to give you credit, a job, or an apartment. Using credit responsibly now by making payments on time, keeping your debt levels low, and not owning too many cards will demonstrate to these people that you are financially trustworthy and responsible. Actions speak louder than words, so using credit responsibly rather than never having credit will help you to secure furniture that doesn’t come from a street corner.

Check out sections on how to choose a credit card and how to improve your score to find out how to establish a credit history that will open doors for you.
Video Downloads
Right-Click to Save
Nicer Furniture Video (2.2 MB)
quicktime, 320 x 240 pixels
couch roommate video (2.3 MB)
windows media, 320 x 240 pixels
Desktop/Wallpaper Downloads
Right-Click to Save
College is a Learning Experience Desktop (176 KB)
jpeg image, 1024 x 768 pixels
Nicer Furniture Desktop (140 KB)
jpeg image, 1024 x 768 pixels
Nicer Furniture Desktop (252 KB)
jpeg image, 1024 x 768 pixels
Brochure/Poster Downloads
Right-Click to Save
College is a Learning Experience Poster (192 KB)
pdf document, 7 x 11 inches
Nicer Furniture Poster (612 KB)
pdf document, 11 x 17 inches